Commercial Auto

Driving the safety of your commercial fleet.


If your employees are on the road as part of your business — in your vehicles or their own — commercial auto insurance provides all the coverage of normal auto insurance with additional protection for your company’s unique risks and liabilities.


Protect your business from all the risks on the road.

If your vehicle is over 10,000 pounds, has a logo on the side or is used for hauling materials, you should have a commercial auto policy.

Source: Forbes Advisor, September 2020


increase in fatalities from large truck accidents in 2022.1

1Gordon McKernan Injury Attorneys, September 2022


large truck fatalities every year.2

2Gordon McKernan Injury Attorneys, September 2022


increase in serious crashes involving medium/large trucks over the past ten years.3

3Based on data from
NSC Injury Facts

Insurance safeguarding your enterprise when your employees are traveling for business.

Commercial auto insurance is essential for many different kinds of businesses. We’ll help ensure you have the right coverage for your company, including:

Driver liability

Driver liability to protect you from injury or property damage claims.

Collision insurance

Collision insurance for damage to your commercial vehicle, no matter who was at fault.

Non-owned vehicle

Non-owned vehicle liability for employees who use personal cars or trucks on the job.

Coverage options include:

  • Coverage of damages that occur as a result of an auto collision with another vehicle.
  • Coverage of damages that occur as a result of a collision with something other than another vehicle.
  • Protection from vehicle theft and vandalism.
  • Roadside assistance.

Frequently asked questions about a commercial auto policy.

Commercial auto insurance is a policy that covers vehicles used for business purposes. This can include cars, vans, trucks, etc. It typically covers damage to the vehicle, liability coverage if another person is injured, and can also cover medical expenses for the driver.

Any business that uses vehicles for work-related tasks, whether they're owned, leased, or personal vehicles used for business purposes, should consider commercial auto insurance.

It typically covers collision damage, liability if you or your employee causes damage or injury, medical payments, uninsured/underinsured motorist coverage, and can cover specific situations and equipment related to business use.

Most states require businesses to carry a minimum amount of commercial auto insurance, particularly liability insurance, to cover damages to others in an accident.