Auto and Truck Dealer Insurance

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Protecting you on and off the lot.   

From inventory management to customer satisfaction, our Auto and Truck Dealer Insurance provides comprehensive protection for your dealership's needs.

Talk to a specialist

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We provide customized 
Auto and Truck Dealer Insurance
Insurance policies for:

New Car Dealerships

Used Car Dealerships

RV (Recreational Vehicle) Dealerships

Motorcycle Dealerships

Utility and Trailer Sales

Luxury and High-End Vehicle Dealers

Rental Fleets

Farm Equipment Dealers

Construction Equipment Dealers

We deliver the right type of coverage for the unique needs of your dealership.

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Inventory Insurance

Protection for your vehicles from damage, theft, and other risks while on your lot. This coverage is crucial for dealerships with significant capital tied up in inventory, providing peace of mind against unforeseen events like hailstorms or vandalism. Policies can be tailored to cover a range of vehicles, from standard passenger cars to specialized commercial trucks, and can include options for new, used, and consigned vehicles.

Liability Coverage

Liability Coverage

Shields against claims related to operations, including customer injuries on-premises or issues arising from vehicle sales. This insurance is essential for managing the risk of lawsuits that could arise from accidents occurring on your property, such as slips and falls, or disputes over vehicle conditions and warranties. It can also extend to cover operations like test drives, offering protection in case a customer or employee is involved in an accident while in a dealership vehicle.

Property Insurance

Property Insurance

Safeguards your showroom, service centers, and other physical assets against damage. Beyond covering the structures themselves, this insurance can also protect the contents within, including office equipment, tools, and customer property left for service. Policies can be customized to include specific risks relevant to the location and operations of the dealership, such as flood, earthquake, or business interruption coverages.

Cyber Liability

Cyber Liability

Protects against digital threats and data breaches affecting your business operations. In an age where dealerships increasingly rely on digital tools for sales, inventory management, and customer relations, this coverage is critical for mitigating the financial and reputational risks of cyber incidents. It can cover a variety of expenses, including notification costs, credit monitoring services for affected customers, and legal fees related to data breach lawsuits.

Workers' Compensation

Workers' Compensation

Covers your employees in case of job-related injuries or illnesses. This is a statutory requirement in most states, ensuring that workers receive medical care and compensation for a portion of their lost wages due to work-related injuries. For auto and truck dealers, where employees may work with heavy machinery or perform physically demanding tasks, this coverage is crucial for financial stability and compliance with labor laws.

Employee Benefits

Employee Benefits

In today's transportation landscape, prioritizing exceptional employee benefits holds greater significance than ever, benefiting both you and your team members. Whether you're exploring policies for employee benefits or seeking to optimize your existing plan, our expertise is at your service.

auto-dealer-inventory

Inventory Insurance

Protection for your vehicles from damage, theft, and other risks while on your lot. This coverage is crucial for dealerships with significant capital tied up in inventory, providing peace of mind against unforeseen events like hailstorms or vandalism. Policies can be tailored to cover a range of vehicles, from standard passenger cars to specialized commercial trucks, and can include options for new, used, and consigned vehicles.

Liability Coverage

Liability Coverage

Shields against claims related to operations, including customer injuries on-premises or issues arising from vehicle sales. This insurance is essential for managing the risk of lawsuits that could arise from accidents occurring on your property, such as slips and falls, or disputes over vehicle conditions and warranties. It can also extend to cover operations like test drives, offering protection in case a customer or employee is involved in an accident while in a dealership vehicle.

Property Insurance

Property Insurance

Safeguards your showroom, service centers, and other physical assets against damage. Beyond covering the structures themselves, this insurance can also protect the contents within, including office equipment, tools, and customer property left for service. Policies can be customized to include specific risks relevant to the location and operations of the dealership, such as flood, earthquake, or business interruption coverages.

Cyber Liability

Cyber Liability

Protects against digital threats and data breaches affecting your business operations. In an age where dealerships increasingly rely on digital tools for sales, inventory management, and customer relations, this coverage is critical for mitigating the financial and reputational risks of cyber incidents. It can cover a variety of expenses, including notification costs, credit monitoring services for affected customers, and legal fees related to data breach lawsuits.

Workers' Compensation

Workers' Compensation

Covers your employees in case of job-related injuries or illnesses. This is a statutory requirement in most states, ensuring that workers receive medical care and compensation for a portion of their lost wages due to work-related injuries. For auto and truck dealers, where employees may work with heavy machinery or perform physically demanding tasks, this coverage is crucial for financial stability and compliance with labor laws.

Employee Benefits

Employee Benefits

In today's transportation landscape, prioritizing exceptional employee benefits holds greater significance than ever, benefiting both you and your team members. Whether you're exploring policies for employee benefits or seeking to optimize your existing plan, our expertise is at your service.

Our hands-on industry experts understand Auto and Truck Dealers from the showroom floor to the final sale.

Carter Wilson

Vice President of Business Development, Vested Risk

Carter has spent seven years honing his expertise in last-mile delivery insurance. Starting as an intern and quickly rising through the ranks, he’s secured exclusive contracts with industry giants such as Amazon and FedEx. He leads the sales team, focusing on acquiring new accounts and developing innovative risk management solutions for the last-mile delivery sector, demonstrating his pivotal role in the company's success and growth.

Nick Jones

President of Transportation, High Street Transportation Practice Group Leader

Nick brings over 18 years of seasoned expertise to the Commercial Auto Insurance industry, with a specialized focus on the Transportation sector. Since starting his journey, he’s been instrumental in escalating growth from zero to $20 million in premiums within four years. His profound knowledge and innovative approach to ensuring high-risk Transportation areas, such as crane haulers, highlight his crucial role in navigating the industry's complexities. As a leader, Nick's multifaceted role showcases his dedication to team success and driving forward-thinking solutions.

Vin Stazzone

President, Williams & Stazzone Insurance

Vin graduated from the University of Central Florida in 1997 and started his insurance career. Over the next nearly 30 years, he started and led several insurance brokerages, including retail and wholesale insurance operations.

He now leads our verticals catering to the Truck, Motorcycle, Auto, RV, and Equipment industries. Vin also leads the Gulf Region for Highstreet Insurance Partners. As President, he helps our team deliver on the client experience and is responsible for the growth, development, and profitability of our operations in the Gulf Region.