ATV Insurance
Explore with confidence.
Protect yourself and your ATV whether you’re discovering new terrains or travelling on city streets with comprehensive medical, damage, and theft coverage.
Stay safe on the trails.
ATV insurance maximizes your off-road protection.
75%
of ATV injuries are debilitating.1
300%
increase in ATV accidents and injuries over the past 30 years.2
27%
of those injured are children.3
Medical payments for you and your passenger as result of an accident, regardless of who is at fault.
Damages to your ATV if you collide with another vehicle or object.
Theft, vandalism, fire or other forms of damage to your ATV from significant weather events.
Coverage options include:
- Third-party liability
- Direct compensation
- Accident benefits
- Property damage
Frequently asked questions about an ATV insurance policy.
ATV insurance provides financial protection against physical damage and/or liability for bodily injury that can happen while you are operating your ATV.
It depends on several factors, including where you ride and local laws. However, considering the potential for injury or damage while riding an ATV, having insurance is a good idea.
Coverage varies, but it can include collision (damage to your ATV from an accident), liability (if you injure someone or damage property), comprehensive (damage from theft, vandalism, or natural disasters), and uninsured/underinsured motorist coverage.
This depends on your specific policy. Some policies may cover passengers, while others may require additional passenger liability coverage. Check with your insurance provider to be certain.
Related coverage that might interest you:
Let’s get started
Whether you've got questions about insurance
or want advice about your coverage options, we have answers.
With more than 350 partner locations
across the continental US, we’re always here to help you
pursue your business goals with confidence.
