ATV Insurance

Explore with confidence.

atv hero

Protect yourself and your ATV whether you’re discovering new terrains or travelling on city streets with comprehensive medical, damage, and theft coverage.

atv hero

Stay safe on the trails.

ATV insurance maximizes your off-road protection.


of ATV injuries are debilitating.1

1Based on data from Motoshark


increase in ATV accidents and injuries over the past 30 years.2

2Based on data from Motoshark


of those injured are children.3

3Based on data from Motoshark

Insurance that lets you explore the outdoors safely.

Elevate your peace of mind. ATV insurance protects you from the costs of:

medical payments

Medical payments for you and your passenger as result of an accident, regardless of who is at fault.


Damages to your ATV if you collide with another vehicle or object.

theft and vandalism

Theft, vandalism, fire or other forms of damage to your ATV from significant weather events.

Coverage options include:

  • Third-party liability
  • Direct compensation
  • Accident benefits
  • Property damage

Frequently asked questions about an ATV insurance policy.

ATV insurance provides financial protection against physical damage and/or liability for bodily injury that can happen while you are operating your ATV.

It depends on several factors, including where you ride and local laws. However, considering the potential for injury or damage while riding an ATV, having insurance is a good idea.

Coverage varies, but it can include collision (damage to your ATV from an accident), liability (if you injure someone or damage property), comprehensive (damage from theft, vandalism, or natural disasters), and uninsured/underinsured motorist coverage.

This depends on your specific policy. Some policies may cover passengers, while others may require additional passenger liability coverage. Check with your insurance provider to be certain.