Coverage that supports employees and their families through illness or injury.
A reliable disability insurance policy can help your employees work with confidence, knowing that your company or organization will help support them in case they are injured or ill.
More people are aware of the need for disability coverage.
Employers and employees alike have seen an increase in demand for illness and injury coverage.
happen in American workplaces each year.
for nonfatal workplace injuries and illnesses are healthcare/social services, retail and manufacturing.
of employee participation in voluntary short-term disability insurance coverage between 2021 - 2022.
Frequently asked questions about employee disability insurance.
Some states (and Puerto Rico) mandate employers to provide employees with short-term disability insurance. It may also be a requirement in your own organization’s employment contracts. Your Highstreet agent can help you understand your options and obligations, as well as specific needs of your industry, to help you choose an appropriate group plan.
Typically, a disability payout is a percentage of the employee’s income over a set amount of time. They can also use these funds to cover medical expenses not included in their medical benefits. Your Highstreet agent can help you build an overall employee benefits plan that will help you attract and retain the best employees and take care of their needs in an emergency.