Cyber Liability
Your business is too important not to protect
Be cyber-ready with Highstreet cyber insurance
Cybersecurity may not be top of mind, but it’s become essential. Hackers are aggressively targeting businesses like yours, and their actions can be devasting. One cyberattack can devastate your finances, operations and customers’ confidence. Ask us how you can better protect your company, with the right cyber liability insurance.
Today’s cyber threats are reshaping the business landscape. Are you keeping up? Discover the insights you need to stay ahead in Cost of a click.
A false sense of security could put you in harm’s way
enough to be a target.”
More cyberattacks
hit small and mid-sized businesses than large enterprises.
Source: Verizon (2025)
good enough.”
Of small and mid-sized
businesses say their cyber defenses aren’t strong enough.
Source: Cyber Readiness Institute (2024)
a cyber incident.”
Is the average
business interruption loss from a single ransomware attack.
Source: Coalition (2025).
Everywhere you go, risk follows
When it comes to thwarting cyber-crime, knowledge is power. Be vigilant of the many vulnerabilities that surround you and the ways in which hackers exploit them.
Unsuspecting employees
It just takes one worker to click on a disguised phishing link and cause havoc.
Outdated software
Lucky for hackers you didn’t install the latest security patches.
Poor social media practices
Employees using social media platforms on company networks open businesses to the risk of hacks, viruses and privacy breaches.
Unencrypted wireless keyboards
From up to 250 feet away, scammers can detect your keystrokes to snag passwords, credit card numbers and private text.
Unshielded credit cards
Your credit card emits a signal. Using a signal reader, hackers can capture that data at a distance unless you shield it.
Vulnerable home routers
Outdated and unpatched household routers have become a popular target for threat actors.
Phishing and Smishing
An email or text that baits an employee into installing malware.
Malware
Pernicious software that enables hackers to remotely steal sensitive data and infect networks.
Ransomware
The use of malware to lock systems and data, extorting money for their release.
Business email compromise
Hacking into a business’s email to gain access to payment information.
Trusted insider threats
Disgruntled employees and/or contractors (past and present) intent on harming the organization.
Cyber attacks can be catastrophic
The repercussions of a security breach can be far more prohibitive than expected. However, it need not be ruinous if you have the right cyber insurance.
- Business interruption
- Network interruption costs
- State and federal fines and penalties for compliance violations
- Lost revenue
- Forensic expenses
- Device costs
- Audit fees
- Lost payroll
- Extortion costs
- Data restoration
- Legal defense costs
- ID theft protection subscriptions for victims/clients
- PR expenses
Here’s your chance to get ahead
We care about you, your business and the community we share. That’s why we’ve put together 15 essential cybersecurity measures to help protect your daily operations. With the right practices in place, you can stay resilient, reduce risks and keep your business growing.
Don’t wait until it’s too late
Increase your odds of recovery after a security breach. Let Highstreet minimize the financial
hardship with cyber coverage that’s right for you.
Shield your business from the cost of investigations, legal fees and the other expenses of a data breach involving sensitive customer information.
Protect yourself from being sued by a customer, vendor, partner or other party for allowing a data breach to occur.
Gain coverage relevant to your sector, such as healthcare, financial services, retail and non-profit organizations.
Get the FAQs
It’s a liability policy that protects businesses against financial losses caused by cyber breaches.
All businesses that store sensitive data online or on computers. Think credit card numbers, social security data, health records and customer data.
It depends on your policy. Most will reimburse you for network security, hiring legal counsel, paying a forensics vendor and restoring data and operations.
No. That’s the purpose of a cyber liability policy. However, you can add cyber insurance rider to your existing business owner’s policy. Or you may decide for a standalone cyber policy.
Good question. Cyber insurance covers intangible losses, such as data files, sensitive financial information and personal data. Crime insurance focuses on tangible losses such as physical loss of securities, money or merchandise.
The price varies. When calculating your premium, we’ll consider the types of sensitive data you collect, your security measures, your customer base and company size, as well as the revenue you generate.
That depends on your policy.
Property damage, intellectual property losses, tangible crime, theft by employees, and preventive security measures.
Related coverage that might interest you:
Executive Liability
Decisions and other actions can have consequences not covered by general liability insurance.
Learn more
Professional Liability
Errors and Omissions coverage should be essential to your business.
Learn more
Executive Liability
Decisions and other actions can have consequences not covered by general liability insurance.
Learn more
Professional Liability
Errors and Omissions coverage should be essential to your business.
Learn more
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Whether you've got questions about insurance or want advice about your coverage options, we have answers.
With more than 350 partner locations across the continental US, we’re always here to help you pursue your business goals with confidence.
